Guerra Financial Tips

What happens to my Social Security check after I die?

February 28, 2024

It feels like Social Security can cause more stress than security… but fear not! Today, we delve into an important aspect of financial planning: understanding what happens with your Social Security benefits if you or your spouse were to pass away. A real-life scenario About two weeks ago, an emergency…

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March Market Insights

February 22, 2024

Welcome to March market insights, crafted by our expert Wealth Advisors to help you navigate your finances. In March, it’s crucial to look closely at recent inflation trends and what they mean for the economy. While January’s Consumer Price Index (CPI) and Producer Price Index (PPI) data in February disappointed…

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Should you downsize before retirement?

February 22, 2024

Reduce, reuse… retire? Instead of plastic bottles, we’re downsizing houses and recycling retirement dreams! Planning for retirement involves a multitude of decisions, one of the most significant being whether or not to downsize your home. As retirement looms closer, you may grapple with the question of whether selling your current…

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What type of financial planner are you?

February 12, 2024

Forget introvert vs extrovert, what type of financial planner are you?  In the realm of financial planning, individuals often fall into distinct categories based on their approach to managing their wealth. After working with thousands of people, it has become evident that there are three primary types of individuals when…

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Don’t accidentally disinherit your kids

February 7, 2024

Disinheriting your kids by mistake is like accidentally spilling wine on the family heirloom—it’s going to make for some tense family dinners. In the realm of financial planning, legacy planning often takes a backseat to more immediate concerns like investment performance and asset growth. However, neglecting to establish a solid…

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The hidden tax benefits of charitable giving

January 31, 2024

Choosing between tax evasion and charitable giving? The latter lets you feel like a hero without the pesky ankle bracelet. In the realm of wealth management, one of the most frequently asked questions revolves around implementing tax strategies to reduce annual income taxes. If you’ve ever wondered how charitable giving…

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February market insights

January 29, 2024

Welcome to our Wealth Advisors’ report on February market insights. 2024 is just getting started and January provides insightful information as we move forward. Read on for information challenging the predictive power of January, with record-setting U.S. stock indexes, inflation nuances, an evolving interest rate outlook, Bitcoin’s volatility, and cautious…

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This 1 change to your retirement withdrawals can earn you $1.4M

January 24, 2024

Planning your retirement withdrawals can feel like a game of Jenga, one wrong move and your savings could come crashing down. In the intricate world of retirement planning, the significance of a strategic approach to money withdrawals cannot be overstated. Today, we delve into the inspiring story of a 62-year-old…

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How much should I have in my savings account?

January 16, 2024

Today, let’s tackle a question that often leaves people scratching their heads: How much money should you have in your savings account? It may seem like a straightforward question, but the answer opens the door to a world of financial strategies that can either accelerate or stagnate your wealth. It’s…

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What happens to my retirement accounts after I die?

January 10, 2024

What would you do if today were your last day on Earth? You’d probably want to spend it blowing your retirement accounts on a fancy dinner, but have you considered what would happen to every account in your name? Welcome to a conversation that might not be the most comfortable,…

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How to spend $50,000 yearly travel budget during retirement

January 4, 2024

Launching into the golden years should be more than just porch naps and reminiscing. Ever thought about crafting a robust travel budget to add some excitement to your retirement? Picture this: retiring to exotic destinations, indulging in new cultures, and savoring life’s adventures. While the idea of spending $50,000 a…

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The 3 investments for a successful retirement

December 22, 2023

Buckets aren’t just for the beach or rainy days. Today, we’re talking about the Three-Bucket Strategy aka the investments you need for a retirement so fabulous, even your future self will be impressed. Drawing from experience working with thousands of families, we came up with a system that involves dividing…

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