FRS Retirement Ready ProcessPlanning your retirement savings as a member of FRS is an intricate process. Depending on your age, years of service, FRS choices and deferred compensation account, the composition of your retirement benefits will be different. Use our FRS maximizer calculator Get a second opinion from our experienced FRS specialistsA second opinion is ideal in these situations because many of these decisions cannot be reversed. We encourage you to book a meeting below to connect with our FRS specialists before making any FRS decisions. We typically spend several hours with FRS retirees properly planning their retirement income using our proprietary FRS Calculator.